银行倒闭了怎么办?

[Emma]

如题!银行倒闭了怎么办?

[Emma]

上周五，由于不堪信贷紧缩、房价暴跌等多重打压，美国IndyMac银行遭遇挤兑，被迫关门。昨天一大早，数百名储户仍就在加州帕萨迪纳市的IndyMac银行一分行门前排队，等待从这家刚刚被政府接管的银行里提取现金。但银行新任CEO劝告储户们不要着急。约翰?博温兹Indymac联邦银行首席执行官：周一早晨银行所有业务都会和往常一样26.5万Indymac银行客户的180亿美元也会全部到位有75年历史的美国联邦储蓄保险公司不会让任何客户少一分钱。
　　
　　　　接管IndyMac银行业务的“IndyMac联邦银行”从昨天开始重新营业。但是从凌晨四点开始，就有数百名储户陆续来到各分支银行门前排队等待提现。联邦存款保险公司宣布，原先已参加存款保险的每个账户最高可以得到十万美元的现金，没有参加保险的账户目前只能提取一半存款。总部在加州帕萨迪纳市的IndyMac银行曾经是美国最大的抵押贷款商，今年3月份的总资产为320亿美元。受次贷危机的影响，住宅价格大幅下跌，加州抵押品赎回权丧失率急剧上升，导致主要从事抵押贷款业务的银行损失惨重。6月26日以来，大量银行客户集中提款，短短11天内被提走13亿美元存款。据初步估算，IndyMac银行的倒闭将造成联邦存款保险基金40至80亿美元的损失。
　　
　　
　　Customers furious in Day 2 of IndyMac fed takeover
　　1 hour ago
　　
　　LOS ANGELES (AP) — Police ordered angry customers lined up outside an IndyMac Bank branch to remain calm or face arrest Tuesday as they tried to pull their money on the second day of the failed institution's federal takeover.
　　
　　At least three police squad cars showed up early Tuesday as tensions rose outside the San Fernando Valley branch of Pasadena-based IndyMac.
　　
　　Federal regulators seized Pasadena-based IndyMac on Friday and reopened the bank Monday under the control of the Federal Deposit Insurance Corporation. Deposits to $100,000 are fully insured by the FDIC.
　　
　　Worried customers with deposits in excess of insured limits flooded IndyMac Bank branches on Monday, demanding to withdraw as much money as they could or get answers about the fate of their funds.
　　
　　When it was clear some wouldn't get in before closing, FDIC employees apparently took down names and told them to return Tuesday.
　　
　　Other customers began lining up at 1:30 a.m. Tuesday, and by dawn, tensions escalated because people on the list were getting priority.
　　
　　By 8 a.m., about 50 people on the list waited in one line and many more waited in another. Five people were allowed in at a time.
　　
　　Customers became infuriated, and police told them they could be arrested if they didn't remain calm.
　　
　　Police stood by at some other branches around Southern California but there were no other reports of problems.
去晚了的储户只能看到联邦政府告示

[Emma]

作者：赵西行　回复日期：2008-7-16　11:24:18　 　　世界经济很可能会崩盘.我们辛苦几代人赚的外汇估计会灰飞烟灭!我们的外汇白白放在那,需要的东西人家不卖,当数字一样存在那里,难道就是为了等贬值的那一天!?

[like12]

睇下有无野执！比如钱之类个d。。

[Tony]

所以咁多人喜欢买金，就是因为金保值啊。

[26夜26旧番茄]

好似话银行系有存款备用金噶,会上交国家,所以不会倒闭的!

[Kulosaki]

````我得返几十蚊系银行`````其他d钱都未得闲去存```

[Erika]

银行卡基本上唔会多过30蚊！

[★蓝色妖姬☆]

有钱就置物业！！

[心吻]

有钱就罗来吃佐距同玩佐距...............